Kiva.org: A Hand Up, Not A Hand Out

Have you ever heard of the phrase “Give a man a fish and you feed him for a day, but TEACH a man to fish and you feed him for life”?  Kiva.org is an organization that doesn’t teach men and women to fish as much as, with your help, it gives them the tools to be able to catch fish.

Kiva.org is a non-profit organization that works with what’s called “micro-lenders” in other countries to facilitate loans between you and an a would-be entrepreneur.  This is NOT a place where you give money away.  At Kiva.org you LOAN people money, as little as $25, to start or expand the business of their dreams.  Here’s how it works:  You give Kiva $25.  They then loan the money to what they call a “Field Partner”, what I referred to as a “micro-lender” above, and then the Field Partner loans the money to a small business person to get their idea off the ground.  Once this small business person’s business is making money, they repay the loan to the Field Partner, who then gives it back to Kiva.org, who then gives it back to you.  At that point, you can then take the money back, or, you can loan it out again.

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My Best Organizational Tool For Your Records!

Here’s a video concerning the one thing all business owners have to wrestle with: how to organize their files. This method is super easy and works equally well for business owners or for your personal files.  I’ve been using this method for myself, my family and my clients for years and everyone who’s ever tried it has loved it.

I hope you enjoy it and it’s helpful!